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When a large sum of money comes free, the wrong next step can be expensive.

I help experienced investors make calm, well-sequenced decisions before committing capital.

This is not about chasing returns. It’s about deciding whether, when, and how to move.

Request a Decision Review

WHY

When cash is released from an investment, sale, or maturity, most people don't struggle with options - they struggle with timing and consequences.

That's where costly mistakes tend to happen.

My role is to act as a structured second set of eyes before anything irreversible is done.

This is typically relevant if you are facing one of the following:

Maturing Portfolios

£100k+ in cash released from a maturing investement

Cash Deployment

Money held in cash while waiting for "The Right Time"

Structured Products

An autocall or structured product reaching a decision point.

Capital Events

Capital freed after a sale, bonus, or exit.

Residency Shift

A change in residency affecting how capitals should be deployed

If none of these apply, this review is unlikely to be useful.

RELEVANCE

How the review works

01 You outline the situation and timing

02 We review options, risks, and sequencing

03 If implementation makes sense, we proceed. If not, you leave with clarity and a documented decision.

This is a decision review, not a sales call.

WORK

TARGET

This review is appropriate only if all of the following are true:

You have £100k or more available or becoming available

A decision is required within the next 6 months

You want a considered second opinion, not general advice

You are comfortable making a decision once clarity is reached

If that describes you, you can request a review below.

Request a Decision Review

PJ Private Clients is a brand division of NEBA Private Clients.

All financial services offered in the United Arab Emirates are provided by NEBA Private Clients Financial Advisors LLC (Registration Number: 608025), regulated by the Securities and Commodities Authority (SCA), UAE, and authorised to conduct financial consultation activities with its registered office at Office No. 603, One by Omniyat, Business Bay, Dubai, UAE.

Insurance brokerage services are provided by Globaleye Insurance Brokerage LLC (Registration Number: 154), regulated by the Central Bank of the UAE and licensed to operate as an insurance broker. The registered office is located at Offices 2001–2005, Business Bay, Dubai, UAE.

NEBA Private Clients also holds regulatory authorisations in Singapore (Monetary Authority of Singapore – MAS), South Africa (Financial Sector Conduct Authority – FSCA), and Malaysia (Labuan Financial Services Authority – Labuan FSA). These licences apply only within their respective jurisdictions and do not extend to UAE activities unless cross-border exemptions apply.

For more information, please visit www.pj-privateclients.com.

Risk Disclaimer: Investments carry risk. Past performance is not a guarantee of future results. Investors should consider their risk profile and seek personalised advice.